Delegated Loan Programs

Non-QM

Full Doc, Bank Statement, 1099, Asset Depletion & More
660 Minimum Credit Score
Up To 85% LTV For Purchase and Rate & Term
Up To 80% LTV For Cash-Out
Loan Amounts Up To $3.5M
30-Year Fixed Rate & 30-Year Interest-Only Terms
2-1 Buydown Option Available
Primary, Secondary & Investment Properties

DSCR

DSCR Ratio => 1.15
Long Term Rentals
1-4 Units
720 Minimum Credit Score
Up to 80% LTV For Purchase
Up To 75% LTV For Rate & Term or Cash-Out
Loan Amounts Up To $1.5 Million
30-Year Fixed Rate Term
Three Pre-Payment Options
Investment Properties Only

Olympic Closed-End Second Liens

Full Doc Only
85% Maximum CLTV/HCLTV
660 Minimum Credit Score
Loan Amounts from $50k-$500k
10, 15, 20 & 30 Year Fixed
Up to 5% QM Points & Fees
Available on Primary Residences
Not Available in MA, MS & SD