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Non-Delegated Loan Programs
Rainier Non-QM
Full Doc & Alt Doc Options
700 Minimum Credit Score
Up To 80% LTV For Purchases
Up To 75% LTV For Cash-Out Refinances
Loan Amounts Up To $2.5M
Allowed 0x30x24 Housing History
Primary, Secondary & Investment Properties
Rainier Non-QM Matrix
Sequoia Non-QM
Full Doc & Alt Doc Options
660 Minimum Credit Score
Up To 90% LTV For Purchases
Up To 80% LTV For Cash-Out Refinances
Loan Amounts Up To $5M
Allowed 0x30x12 Housing History
Primary, Secondary & Investment Properties
Sequoia Non-QM Matrix
Sequoia Non-QM Expanded Matrix
Sequoia Non-QM ITIN
No Social Security Number Required
Qualify With All Doc Types: Full Doc, 12/24 Month Business or Personal Bank Statements, 1099, CPA Letter or CPA Gross Receipts
Credit Scores as low as 660
Up to 80% LTV
Expanded Matrix Available
Sequoia Non-QM ITIN Matrix
Sequoia Non-QM ITIN Expanded Matrix
Sequoia DSCR
DSCR Ratio => 0.8
Short & Long Term Rental Options
1-4 Units
640 Minimum Credit Score
Up to 80% LTV For Purchases
Up To 75% LTV For Cash-Out
Loan Amounts Up To $2.5 Million
Foreign Nationals Allowed
Sequoia DSCR Matrix
Sequoia DSCR Foreign National Matrix
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